John A Lipowski
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John Lipowski brings to your case over 30 years of experience devoted to bankruptcy and financial issues that arise from debt. He will be very involved and hands on in your case as he is with the organizations and groups he is associated. Currently, he is a member of the Morris County Bar Association, the National Association of Consumer Bankruptcy Attorneys, and the Bankruptcy Inn of Court, New Jersey Chapter.

Previously he has been a member of the Morris County Chamber of Commerce and the Morris County Hispanic-American Chamber of Commerce (serving as secretary for two years and being recognized by the Governor of New Jersey for his services).
Services
The first thing we do is to determine whether bankruptcy is appropriate for you.
There are situations where bankruptcy may not be the right solution to your financial problems.
Student loans are not dischargable.
Child support obligations are not dischargable.
If you are in the securities industry a bankruptcy may be an impediment to future employment.
I am interested in doing what is right for you.
Once we have decided that bankruptcy is the way to go, I will work with you starting with the initial free consultation.
A Chapter 7 bankruptcy will eliminate all your unsecured debt.
However, not everyone qualifies for a Chapter 7. If you make over a certain gross amount you may not be able to do this type of bankruptcy.
If you have property worth above the allowed exemptions, you may not want to do a Chapter 7 bankruptcy.
Chapter 13 will stop a foreclosure.
At our meeting we will determine which type of bankruptcy is best for you.
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