Fairlawn, Ohio Bankruptcy & Business Attorney Serving the Counties of Summit, Stark, and Medina. Like anything, the financial situations we find ourselves in are complex and multifaceted. Often more than one factor, such as health care bills, student loan repayment, credit card debt combine to create a seemingly inescapable hole. Together we will develop a plan to protect your assets and give you the fresh start you so desperately need and deserve.
Sometimes that will involve filing bankruptcy, sometimes just negotiating with creditors. And I can dispel your misconceptions about bankruptcy. I went to school in Akron before establishing my practice in Fairlawn. Ohio is my home, and I've made it my mission to help people throughout Summit, Stark, and Medina County. For nearly 15 years I have provided guidance and support for individuals filing for bankruptcy, and for business owners seeking legal counsel for various legal issues.
Regardless of the circumstances that bring you into my office, I'm committed to doing all I can to help you find a solution.
Sometimes that will involve filing bankruptcy, sometimes just negotiating with creditors. And I can dispel your misconceptions about bankruptcy. I went to school in Akron before establishing my practice in Fairlawn. Ohio is my home, and I've made it my mission to help people throughout Summit, Stark, and Medina County. For nearly 15 years I have provided guidance and support for individuals filing for bankruptcy, and for business owners seeking legal counsel for various legal issues.
Regardless of the circumstances that bring you into my office, I'm committed to doing all I can to help you find a solution.
Services
Business has always been my calling.
Before I became an attorney, I worked for years in the business sector, and I loved the challenge of each new role I took on.
To my surprise, one of the challenges I enjoyed most was learning about the legal side of the industry.
You see, our team had several business attorneys we would call upon for advisement, and I could never seem to get enough out of my conversations with them.
Rather than just discussing whatever concern brought them to our office that day, I would ask elaborate questions about business laws and best practices.
Before I became an attorney, I worked for years in the business sector, and I loved the challenge of each new role I took on.
To my surprise, one of the challenges I enjoyed most was learning about the legal side of the industry.
You see, our team had several business attorneys we would call upon for advisement, and I could never seem to get enough out of my conversations with them.
Rather than just discussing whatever concern brought them to our office that day, I would ask elaborate questions about business laws and best practices.
Filing for Chapter 7 bankruptcy in Ohio is governed by the United States Bankruptcy Code.
Chapter 7 bankruptcy is designed to give you a fresh start, free from the harassment of debt collectors.
Under Chapter 7, most unsecured debts are completely eliminated.
A few examples of unsecured debts are past due medical, credit card and utility bills, business debts, pay day loans, certain unpaid taxes, and repossession deficiency balances.
Sometimes the goal is to stop a wage or bank garnishments or halt a foreclosure proceeding.
Chapter 7 bankruptcy is designed to give you a fresh start, free from the harassment of debt collectors.
Under Chapter 7, most unsecured debts are completely eliminated.
A few examples of unsecured debts are past due medical, credit card and utility bills, business debts, pay day loans, certain unpaid taxes, and repossession deficiency balances.
Sometimes the goal is to stop a wage or bank garnishments or halt a foreclosure proceeding.
Chapter 13 bankruptcy is different from Chapter 7 in that instead of your debts being simply wiped away, you repay a manageable portion of those debts(often as low as 10%) through a payment plan lasting 3-5 years.
The length of your payment plan and the amount you repay is based upon your disposable income.
Your disposable income is based on the amount of money you have left over at all monthly expenses.
Another great tool that Chapter 13 bankruptcy allows in certain cases is the removal of judgment liens and even second mortgages if your house is completely under water.
The length of your payment plan and the amount you repay is based upon your disposable income.
Your disposable income is based on the amount of money you have left over at all monthly expenses.
Another great tool that Chapter 13 bankruptcy allows in certain cases is the removal of judgment liens and even second mortgages if your house is completely under water.
In my practice, estate planning comes in two forms - traditional estate planning and business succession planning.
In other words, I help those who want to safeguard their assets and define their wishes in regard to their medical treatment, finances, business operations, and other such matters before they become incapable of doing so.
Done right, a well-rounded estate and/or business succession plan can ensure that a person's wishes are known and, in turn, prevent future legal disputes for their loved ones.
In other words, I help those who want to safeguard their assets and define their wishes in regard to their medical treatment, finances, business operations, and other such matters before they become incapable of doing so.
Done right, a well-rounded estate and/or business succession plan can ensure that a person's wishes are known and, in turn, prevent future legal disputes for their loved ones.
The passing of a loved one can be one of the most difficult life events a person will experience, not just because of the loss, but because of the multitude of tasks that need to be addressed immediately following the loss.
Some decedents will have a plan in place, have discussed their wishes with family members and prepared their last will and testament, but others will not.
From notifying family and friends and caring for the deceased's children and/or pets, to transportation and funeral arrangements it can be an overwhelming time regardless of the decedent's state of affairs.
Some decedents will have a plan in place, have discussed their wishes with family members and prepared their last will and testament, but others will not.
From notifying family and friends and caring for the deceased's children and/or pets, to transportation and funeral arrangements it can be an overwhelming time regardless of the decedent's state of affairs.
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