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Every year, we use experience to recover millions of dollars for our limited tort clients. Vehicle accident victims with limited tort insurance often face unexpected obstacles to recovering money they deserve. If you've been injured in Pennsylvania, your insurance agent, other attorneys or an insurance company adjuster may tell you that because you selected limited tort, you aren't entitled to any compensation.

Alternatively, the insurance company may try to settle with you by offering a fraction of what you are entitled to. After successfully handling thousands of limited tort cases, we have obtained full recoveries for most of our clients with limited tort insurance policies. Recoveries for our clients exceed $70 millions of dollars in just the past 5 years.

Just recently, we recovered $1.95 million dollars for a client with limited tort, who was told by three lawyers he contacted before us that he didn't have a case and wasn't entitled to a recovery. At Ostroff Injury Law, we won't let the insurance company push you around.
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Insurance companies want you to believe that your limited tort insurance policy prevents you from recovering damaging for pain and suffering and money for your Pennsylvania car accident injuries.
Think about it, what incentive does the insurance adjuster have to tell you that they owe you money?
As a Pennsylvania car accident law firm, we have helped hundreds of limited tort clients get compensation for their auto accident injuries.
See some examples of these recoveries.
In many cases, we can help limited tort clients because we know how to uncover and prove limited tort exceptions.
Your Pennsylvania limited tort insurance would've been sufficient if you had been in a minor accident that resulted in only property damage or injuries that did not interfere with your life.
However, that isn't what happened to you.
Instead, you suffered a serious injury that is keeping you out of work or otherwise interfering with your life.
Now you need to understand the limited tort serious injury exception.
Your insurance agent is likely not going to tell you that the serious injury exception to Pennsylvania limited tort law applies to you.
It isn't fair.
You may have elected to purchase limited tort car insurance coverage, but the accident that you were in was not an accident that you imagined.
The other driver was drunk at the time of your crash.
How will drunk driving affect your accident recovery?
In some cases, Pennsylvania limited tort law allows people who were hurt by drunk drivers to recover full tort damages.
To recover full tort damages after a Pennsylvania drunk driving accident, the other driver must be convicted of drunk driving or accept Accelerated Rehabilitative Disposition (ARD).
You were not driving at the time of your Pennsylvania car accident.
In fact, you paid someone else to drive for you.
You may have been a passenger in a bus, truck, taxi or another type of commercial vehicle.
You trusted the driver to get you to your destination safely, but that didn't happen.
Instead, your driver failed to get you to your destination safely and you were injured in a Pennsylvania car accident.
Now, you are wondering if your limited tort car insurance is going to compensate you for all of your damages.
You made the decision to purchase limited tort car insurance.
You understood that your right to recover damages might be limited if you were involved in a car accident.
Yet, what happened to you was so much worse than the car crash that you imagined.
You weren't even in a car at the time of the accident.
You were a pedestrian, and you were badly injured when a motor vehicle struck you.
What now? Are you bound by your limited tort insurance if you were a pedestrian at the time of the accident?
Even if you would be covered by limited tort insurance if you were in a car accident, you are entitled to full tort damages if you are hurt as a pedestrian in an accident.
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