Kenneth A. Moreno
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Almost everyone goes through a difficult time at some point in their lives. The decisions you make during your difficult times can determine how quickly you can get your life back on track. Bankruptcy: Many people are afraid to file bankruptcy because they are afraid they will lose everything. In reality, filing Chapter 7 or Chapter 13 bankruptcy is the best way to protect your assets such as your home, car and retirement savings, and get a fresh financial start.

Family law: The emotions of divorce or a child custody dispute can cause you to make decisions that will only put your finances and your relationships at risk. I'll give you the information you need to make strategic decisions that will help you reach your goals. Traffic/DUI/criminal defense: A criminal conviction can lead to a permanent criminal record that will affect your reputation and your employment.

Never plead guilty before you discuss your case with a lawyer. I may be able to resolve your case without a damaging criminal record.
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My name is Kenneth A. Moreno.
The law is about personal issues, and I believe you have the right to personal service.
When you come to my office with a legal problem, it becomes my problem.
I will deal with your legal issues so you can move on with your life free of stress and worry.
Some law firms operate like assembly lines.
The more experienced lawyers hand off work to less-experienced lawyers, and they hand off work to paralegals and clerical staff.
Sometimes they have clients fill out their own legal forms.
If you are dealing with problems like creditor harassment, wage garnishments or repossessions, the easiest and fastest way to solve your debt problems is to file Chapter 7 bankruptcy.
Chapter 7 bankruptcy is a financial do-over that gives you a fresh start.
Free bankruptcy report: Ask me to send you a free report that will give you specific tips about bankruptcy, how to choose a lawyer, how to improve your credit score and how to take control of your financial life.
Filing bankruptcy will put an immediate stop to issues such as wage garnishment, car repossession, foreclosure and harassing phone calls.
Chapter 7 bankruptcy is not for everyone.
If you have significant debts but also significant assets you need to protect, Chapter 13 bankruptcy may be the best option for you.
My name is Kenneth A. Moreno, a bankruptcy attorney in Chesapeake, Virginia.
If you are wondering which form of bankruptcy protection is best for you, call me at 757-828-4890 for a free initial consultation.
Chapter 13 bankruptcy is like a debt repayment plan that offers you the full protection of U.S. bankruptcy laws.
If you are dealing with more debts than you can pay, filing Chapter 13 bankruptcy protects you from creditor actions such as repossessions and foreclosure.
Mr. Moreno did an awesome job with guiding us through our bankruptcy process.
His service and advisement will prove to be invaluable as we continue to work towards becoming fiscally responsible citizens.
We were definitely in good hands!
Mr. Moreno has been very helpful to work with.
This has been a difficult time for me, filing bankruptcy is for anyone.
He was very patient and very educational in the filing process.
I couldn't have asked for a more pleasant and understanding person to help me through this.
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