Tom C Smith Law Office
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For more than four decades, the Law Offices of Tom C. Smith has been recognized as one of the leading bankruptcy firms in Virginia. Our firm has helped thousands of clients in Hampton Roads successfully restructure their lives and protect their property by stopping garnishments, repossessions and foreclosures. Chapter 7 bankruptcy can discharge credit cards, medical bills, old repossessions and foreclosures, stop garnishments, harassing phone calls and aggressive bill collectors.

Is chapter 7 bankruptcy right for you? Chapter 13 bankruptcy can stop foreclosure, catch up back mortgage payments, reduce car and furniture payments, solve tax problems with one monthly payment. Learn more about how chapter 13 bankruptcy can help you.
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Bankruptcy is an extremely complicated area of the law.
Any decision to file bankruptcy should be made only after consultation with our experienced bankruptcy lawyers.
Our bankruptcy lawyers offer an initial free bankruptcy consultation to discuss your bankruptcy filing options.
During the consultation, our bankruptcy lawyers will make a full analysis of your financial situation to determine your best options for filing bankruptcy.
Filing chapter 13 bankruptcy will stop car repossession and allow you to resume normal payments on your car and pay the back car payments through the bankruptcy court.
An uncontested, no-fault divorce is a divorce between two parties that completely agree on every aspect of the divorce including spousal support, child support, child custody and property division (equitable distribution).
A separation agreement is a written, signed and notarized agreement between husband and wife that records the agreements they have made regarding the dissolution of their marriage.
A separation agreement is not a "legal separation".
In Virginia, a separation occurs when one spouse decides to end the marriage and one spouse leaves the marital residence for the purposes of ending the marriage.
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