From foreclosure and layoffs to collection calls and lawsuits, Attorney John E. Smith and our associates understand how tough of a time you might be going through financially. Residents throughout Galveston County, Friendswood, Houston, and Pearland have even been affected by the fickle economy. When you need help getting back on your feet, John E. Smith & Associates are just a phone call or email away.
Whether you have made the decision to file for Chapter 7, Chapter 13, Chapter 12, or Chapter 11 bankruptcy, Attorney John E. Smith brings over 35 years of professional legal guidance to the table that our clients use to make informed decisions throughout their cases. We also take the time to educate our clients on all aspects of the bankruptcy process, from the most appropriate time to file to what to expect with the Means Test.
Attorney John Smith provides effective bankruptcy counsel that has helped many Galveston County residents achieve their financial goals. When you hire our firm, Attorney John Smith sees your case through to the end.
Whether you have made the decision to file for Chapter 7, Chapter 13, Chapter 12, or Chapter 11 bankruptcy, Attorney John E. Smith brings over 35 years of professional legal guidance to the table that our clients use to make informed decisions throughout their cases. We also take the time to educate our clients on all aspects of the bankruptcy process, from the most appropriate time to file to what to expect with the Means Test.
Attorney John Smith provides effective bankruptcy counsel that has helped many Galveston County residents achieve their financial goals. When you hire our firm, Attorney John Smith sees your case through to the end.
Services
Financial hardships are never easy.
Attorney John E. Smith comes from a humble background himself, and remembers the stress of not having enough money to pay creditors, afford things that other families had, or take vacations.
Through gravitating to bankruptcy law and founding John E. Smith & Associates, our entire legal staff feels that we are truly helping people in need.
The fact that we can relate to hardship while helping relieve stress and keeping people in their homes and cars, provides the sense of accomplishment that we are really doing something good.
Attorney John E. Smith comes from a humble background himself, and remembers the stress of not having enough money to pay creditors, afford things that other families had, or take vacations.
Through gravitating to bankruptcy law and founding John E. Smith & Associates, our entire legal staff feels that we are truly helping people in need.
The fact that we can relate to hardship while helping relieve stress and keeping people in their homes and cars, provides the sense of accomplishment that we are really doing something good.
Patricia Ford has been Mr. Smith's paralegal since 1988.
She is generally applauded for her thoroughness and attention to detail.
Her role is very important at the law firm.
Mr. Smith drafts many documents himself, but could not produce the necessary workload without Patricia.
Estella Lopez has been working with Mr. Smith since 1987.
She works at the Houston location.
Estella handles all office duties such as answering phone calls, accounting, and generally helping clients.
She has a wonderful attitude and people find it a real pleasure to deal with her.
She is generally applauded for her thoroughness and attention to detail.
Her role is very important at the law firm.
Mr. Smith drafts many documents himself, but could not produce the necessary workload without Patricia.
Estella Lopez has been working with Mr. Smith since 1987.
She works at the Houston location.
Estella handles all office duties such as answering phone calls, accounting, and generally helping clients.
She has a wonderful attitude and people find it a real pleasure to deal with her.
Layoffs.
Times are tough in Texas.
What people, families, and business need during these times is real help, not empty promises.
John Smith is an experienced attorney who is Board Certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization.
He has practiced in the Houston area since 1981 and in that time, has helped thousands of individuals and small businesses get out of debt and get their lives back.
What you need are real answers.
At John E. Smith & Associates, our bankruptcy attorneys have offered real help to real people facing debt for more than 30 years.
Times are tough in Texas.
What people, families, and business need during these times is real help, not empty promises.
John Smith is an experienced attorney who is Board Certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization.
He has practiced in the Houston area since 1981 and in that time, has helped thousands of individuals and small businesses get out of debt and get their lives back.
What you need are real answers.
At John E. Smith & Associates, our bankruptcy attorneys have offered real help to real people facing debt for more than 30 years.
Filing bankruptcy is most often a last resort option to handle financial difficulties.
That does not mean that it is to be rushed into at the last second without consideration of timing.
Since 1983, we have seen many clients come to our firm either too early or too late to accomplish the results they are seeking with a Chapter 7, Chapter 11, Chapter 12 or Chapter 13 bankruptcy.
Too early is much better than too late.
At least being too early allows time to plan and get things done at the right time.
That does not mean that it is to be rushed into at the last second without consideration of timing.
Since 1983, we have seen many clients come to our firm either too early or too late to accomplish the results they are seeking with a Chapter 7, Chapter 11, Chapter 12 or Chapter 13 bankruptcy.
Too early is much better than too late.
At least being too early allows time to plan and get things done at the right time.
At the moment of filing a bankruptcy, an automatic stay goes into effect.
This is a provision of the Bankruptcy Code that prevents most creditor action against you.
This is the part of the law that stops foreclosure, lawsuits, levies, and creditor calls.
If a creditor does not cease their actions against you, call John E. Smith & Associates immediately.
At about thirty days, you will have a creditor's meeting scheduled at the Federal Courthouse.
In Galveston, they will be held at 601 Rosenberg.
This is a provision of the Bankruptcy Code that prevents most creditor action against you.
This is the part of the law that stops foreclosure, lawsuits, levies, and creditor calls.
If a creditor does not cease their actions against you, call John E. Smith & Associates immediately.
At about thirty days, you will have a creditor's meeting scheduled at the Federal Courthouse.
In Galveston, they will be held at 601 Rosenberg.
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