Richard West is an attorney in Ohio with a focus in consumer bankruptcies. He helps people file for bankruptcy under Title 11. US Bankruptcy Code. He has successfully helped over 30,000 families wipe out debt, keep their property and rebuild credit since 1986. He is a board certified attorney and arbitrator. The one thing our clients agree on is that our firm cares for your financial problems, because I've been where you are right now.
We are here to help you get a fresh start by wiping out debt, helping you keep your property, and rebuilding your credit. As a an attorney, I know what you need, because I have created a program for myself when I was in your situation. When medical bills and injury wiped me out, I built a financial recovery program, first for myself, then secondly to meet the individual needs of my clients.
It has proven to be amazingly effective. Thousands of clients have been through this amazing program and made the recovery to have good credit. Start the bankruptcy process now with a free consultation after completing our online evaluation form.
We are here to help you get a fresh start by wiping out debt, helping you keep your property, and rebuilding your credit. As a an attorney, I know what you need, because I have created a program for myself when I was in your situation. When medical bills and injury wiped me out, I built a financial recovery program, first for myself, then secondly to meet the individual needs of my clients.
It has proven to be amazingly effective. Thousands of clients have been through this amazing program and made the recovery to have good credit. Start the bankruptcy process now with a free consultation after completing our online evaluation form.
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Fill out the Ohio Bankruptcy Evaluation.
It is meant to be for those who may be considering bankruptcy as an option to get a hold of their overwhelming debt so we can determine the best course of action for you.
Since 1986, we have helped over 30,000 clients get on the road to financial recovery by eliminating debt and rebuilding credit.
We are a debt relief agency.
It is meant to be for those who may be considering bankruptcy as an option to get a hold of their overwhelming debt so we can determine the best course of action for you.
Since 1986, we have helped over 30,000 clients get on the road to financial recovery by eliminating debt and rebuilding credit.
We are a debt relief agency.
Before filing Bankruptcy, most of the mistakes that I see people make are understandable, totally legal, and entirely avoidable.
They think these things make sense, and most people have no idea that they are creating serious problems which could have been avoided if they took 5 minutes to read this warning.
Here are some of the common mistakes people make.
The number one most dangerous mistakes to avoid before filing bankruptcy is making preferential transfers.
If you pay one creditor more than $600 in the 90 days prior to Bankruptcy, the trustee can make the creditor return it to the court.
They think these things make sense, and most people have no idea that they are creating serious problems which could have been avoided if they took 5 minutes to read this warning.
Here are some of the common mistakes people make.
The number one most dangerous mistakes to avoid before filing bankruptcy is making preferential transfers.
If you pay one creditor more than $600 in the 90 days prior to Bankruptcy, the trustee can make the creditor return it to the court.
For info on your case, scroll down to find your court, then do a case search to find your case info.
You've probably never been sued in Municipal Court before.
Here's what you need to know.
We have provided a list of all county municipal courts and city municipal courts in Ohio, as well as a summary outline of the process.
The creditor has sued you in Municipal Court.
This lawsuit will probably end with a judgement against you.
After that, the creditor suing you can collect from you by "all legal means, " which include wage garnishment and bank account attachment.
You've probably never been sued in Municipal Court before.
Here's what you need to know.
We have provided a list of all county municipal courts and city municipal courts in Ohio, as well as a summary outline of the process.
The creditor has sued you in Municipal Court.
This lawsuit will probably end with a judgement against you.
After that, the creditor suing you can collect from you by "all legal means, " which include wage garnishment and bank account attachment.
Financial strain can take its toll on anyone, especially those living in Ohio.
If you are becoming deeper in debt, Bankruptcy Chapter 7 - may be your best option for debt relief.
More people file Chapter 7 Bankruptcy than any other form of bankruptcy.
It is a powerful and effective tool for personal financial recovery.
Most of the negative associations people have about filing this type of bankruptcy are either not true or are grossly overblown.
More people should file Chapter 7 than actually do.
If you are becoming deeper in debt, Bankruptcy Chapter 7 - may be your best option for debt relief.
More people file Chapter 7 Bankruptcy than any other form of bankruptcy.
It is a powerful and effective tool for personal financial recovery.
Most of the negative associations people have about filing this type of bankruptcy are either not true or are grossly overblown.
More people should file Chapter 7 than actually do.
Chapter 13 is the most powerful, and most misunderstood debt relief option.
To understand how does chapter 13 work, you must know that it's a payment plan that might pay back NOTHING to most or all of your creditors.
Chapter 13 is more powerful than Chapter 7 in many ways.
But, Chapter 13 is overlooked by many attorneys and so, is underutilized by too many consumers.
If you owe secured and unsecured debts (think car and credit card) to a credit union, Chapter 13 "breaks cross collateralization" so you can keep your car and not pay the credit card debt.
To understand how does chapter 13 work, you must know that it's a payment plan that might pay back NOTHING to most or all of your creditors.
Chapter 13 is more powerful than Chapter 7 in many ways.
But, Chapter 13 is overlooked by many attorneys and so, is underutilized by too many consumers.
If you owe secured and unsecured debts (think car and credit card) to a credit union, Chapter 13 "breaks cross collateralization" so you can keep your car and not pay the credit card debt.
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