Although born just outside Telluride, Colorado, I have deep roots in greater Phoenix area, having grown up working on my grandfather's dairy farm where I learned importance of hard work and responsibility. As an attorney, I now bring that same sense of determination to providing individuals and families with knowledgeable legal assistance during times of difficult financial strain.
From filing for Chapter 7 or Chapter 13 bankruptcy to setting up a will or working through the probate process after someone passes away, I am ready to help you take the appropriate steps. If you are in Avondale, Goodyear, Buckeye, Glendale, Surprise, Peoria or Wickenburg, call me at Treguboff Law, PLC in Litchfield Park, Arizona today. Over the last decade, I have worked on more than 1,500 bankruptcy cases for clients in a wide range of circumstances.
I have accumulated a deep understanding of all aspects of bankruptcy law and will use this insight to benefit you. In most cases, I can file your bankruptcy case for little to no money down.
From filing for Chapter 7 or Chapter 13 bankruptcy to setting up a will or working through the probate process after someone passes away, I am ready to help you take the appropriate steps. If you are in Avondale, Goodyear, Buckeye, Glendale, Surprise, Peoria or Wickenburg, call me at Treguboff Law, PLC in Litchfield Park, Arizona today. Over the last decade, I have worked on more than 1,500 bankruptcy cases for clients in a wide range of circumstances.
I have accumulated a deep understanding of all aspects of bankruptcy law and will use this insight to benefit you. In most cases, I can file your bankruptcy case for little to no money down.
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I currently reside in the Litchfield Park area with my wife.
We have five children between us along with 4 dogs, 2 rabbits, a tortoise, a bird and a lizard.
We are also a licensed foster/child development home, so we tend to stay pretty busy.
In my free time, I enjoy being outdoors on my mountain bike and playing softball.
I also enjoy learning about WWII era aircraft and have an extensive collection of aircraft models.
My interest in aviation led me to obtain my pilot's license and instrument rating.
We have five children between us along with 4 dogs, 2 rabbits, a tortoise, a bird and a lizard.
We are also a licensed foster/child development home, so we tend to stay pretty busy.
In my free time, I enjoy being outdoors on my mountain bike and playing softball.
I also enjoy learning about WWII era aircraft and have an extensive collection of aircraft models.
My interest in aviation led me to obtain my pilot's license and instrument rating.
One of the biggest hurdles to fling a Chapter 7 are the upfront attorney's fees.
If your wages are being garnished or your bank account has been levied, you probably don't have enough money lying around to cover your living expenses and pay an attorney.
In many cases, we can file your Chapter 7 Bankruptcy case for $0 down.
You just cover the cost of the filing fee ($338) and the cost of the pre-filing credit counseling class and credit report ($62).
After your case is filed, you set up a monthly payment plan to pay your attorney's fees beginning 30 days after the filing of your case.
If your wages are being garnished or your bank account has been levied, you probably don't have enough money lying around to cover your living expenses and pay an attorney.
In many cases, we can file your Chapter 7 Bankruptcy case for $0 down.
You just cover the cost of the filing fee ($338) and the cost of the pre-filing credit counseling class and credit report ($62).
After your case is filed, you set up a monthly payment plan to pay your attorney's fees beginning 30 days after the filing of your case.
Chapter 7 is a liquidating bankruptcy and is the most common type of bankruptcy filed.
A Chapter 7 bankruptcy will allow you to eliminate unsecured debts such as credit cards, medical bills, signature and personal loans, payday loans, and certain tax debts over three years old.
Debts such as spousal maintenance, child support, newer tax debts, court fines & restitution, and student loans are not discharged in a Chapter 7 bankruptcy.
Chapter 7 bankruptcy is means-tested.
This means that your gross household income must generally be less than the median income for a household of your size to qualify for a Chapter 7. The character of your debts may also factor into the analysis as well.
A Chapter 7 bankruptcy will allow you to eliminate unsecured debts such as credit cards, medical bills, signature and personal loans, payday loans, and certain tax debts over three years old.
Debts such as spousal maintenance, child support, newer tax debts, court fines & restitution, and student loans are not discharged in a Chapter 7 bankruptcy.
Chapter 7 bankruptcy is means-tested.
This means that your gross household income must generally be less than the median income for a household of your size to qualify for a Chapter 7. The character of your debts may also factor into the analysis as well.
A Chapter 13 Bankruptcy allows you to set up a "repayment plan" with creditors while protecting your assets from liquidation.
The amount you will pay to your unsecured creditors in a Chapter 13 bankruptcy will depend on your income, expenses, assets and the amount and types of debt you are seeking relief from.
Don't assume that a Chapter 13 Bankruptcy will require you to repay 100% of your unsecured debts.
A Chapter 13 Bankruptcy allows you to repay certain tax debts and non-dischargeable domestic support obligations (child support or spousal maintenance) over a period of three to five years.
The amount you will pay to your unsecured creditors in a Chapter 13 bankruptcy will depend on your income, expenses, assets and the amount and types of debt you are seeking relief from.
Don't assume that a Chapter 13 Bankruptcy will require you to repay 100% of your unsecured debts.
A Chapter 13 Bankruptcy allows you to repay certain tax debts and non-dischargeable domestic support obligations (child support or spousal maintenance) over a period of three to five years.
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