For many Ohio residents, life has become increasingly complex and issues often arise that can only be resolved with proper legal representation. Whether it's managing debts, settling a family dispute, planning an estate, negotiating a contract, buying a home, or being accused of a crime, having the guidance of a knowledgeable attorney is invaluable.
Miami Valley Bankruptcy, a division of the law firm of Cox, Keller & Lusardi is a debt relief agency that also provides comprehensive legal services to clients in Beavercreek, Dayton, Jamestown, Xenia and throughout Greene and Montgomery counties. Regardless of the issue at hand, our highly skilled attorneys devise creative solutions to our clients' most demanding challenges.
When individuals are faced with insurmountable debts, it is possible to seek relief by filing for personal bankruptcy under Chapters 7 and 13 of the U.S. Bankruptcy Code. A Chapter 7 filing is referred to as a liquidation bankruptcy because the debtor's property and assets are sold to pay off unsecured debt and any remaining debt is then eliminated or discharged.
Miami Valley Bankruptcy, a division of the law firm of Cox, Keller & Lusardi is a debt relief agency that also provides comprehensive legal services to clients in Beavercreek, Dayton, Jamestown, Xenia and throughout Greene and Montgomery counties. Regardless of the issue at hand, our highly skilled attorneys devise creative solutions to our clients' most demanding challenges.
When individuals are faced with insurmountable debts, it is possible to seek relief by filing for personal bankruptcy under Chapters 7 and 13 of the U.S. Bankruptcy Code. A Chapter 7 filing is referred to as a liquidation bankruptcy because the debtor's property and assets are sold to pay off unsecured debt and any remaining debt is then eliminated or discharged.
Services
Miami Valley Bankruptcy is a Debt Relief Agency, helping people file for bankruptcy.
However, assisting people with filing bankruptcy is not the only thing we can do for you.
Miami Valley Bankruptcy is part of the law firm of Cox & Keller, which is a full service law firm helping the residents of the Miami Valley.
The firm has two attorneys: Ronald P. Keller and Brian E. Lusardi.
Community Activities: Previously served as Chairman of the Board of Trustees for Resurrection Evangelical Lutheran Church, in Centerville, Ohio, and also currently serves as a Trustee for the Greene County Library.
However, assisting people with filing bankruptcy is not the only thing we can do for you.
Miami Valley Bankruptcy is part of the law firm of Cox & Keller, which is a full service law firm helping the residents of the Miami Valley.
The firm has two attorneys: Ronald P. Keller and Brian E. Lusardi.
Community Activities: Previously served as Chairman of the Board of Trustees for Resurrection Evangelical Lutheran Church, in Centerville, Ohio, and also currently serves as a Trustee for the Greene County Library.
Generally, the answer is no.
Typically, you won't lose anything unless you decide to surrender property back to the creditor or trustee.
It is true that when you file, your property (land and personal belongings) also become property of the "bankruptcy estate" and the trustee.
The trustee's main job is to see if you have any major assets that can be quickly sold off for cash to repay creditors.
In a typical case, the debtor usually does not have many, if any, valuable assets with equity that could be sold off to repay creditors.
Typically, you won't lose anything unless you decide to surrender property back to the creditor or trustee.
It is true that when you file, your property (land and personal belongings) also become property of the "bankruptcy estate" and the trustee.
The trustee's main job is to see if you have any major assets that can be quickly sold off for cash to repay creditors.
In a typical case, the debtor usually does not have many, if any, valuable assets with equity that could be sold off to repay creditors.
The Law Firm of Cox, Keller & Lusardi provides debt relief services through bankruptcy to clients in Beavercreek, Ohio and the surrounding areas.
Whether your financially difficulty was caused by a serious injury or illness, job loss, or another situation, bankruptcy can provide a viable option to stop foreclosure, garnishments, and creditor harassment, so you can begin to rebuild your life.
There are benefits and drawbacks to each type of bankruptcy.
Chapter 7 bankruptcy is fast, enables most unsecured debts to be discharged within four to six months, stops judgments and wage garnishments, and temporarily delays foreclosures.
Whether your financially difficulty was caused by a serious injury or illness, job loss, or another situation, bankruptcy can provide a viable option to stop foreclosure, garnishments, and creditor harassment, so you can begin to rebuild your life.
There are benefits and drawbacks to each type of bankruptcy.
Chapter 7 bankruptcy is fast, enables most unsecured debts to be discharged within four to six months, stops judgments and wage garnishments, and temporarily delays foreclosures.
Are you struggling with insurmountable debt, facing foreclosure, or being harassed by creditors?
At the Law Firm of Cox, Keller & Lusardi, we provide bankruptcy law services in Dayton, Ohio and the surrounding areas.
Our bankruptcy attorneys can help you find debt relief through Chapter 7 bankruptcy or Chapter 13 bankruptcy to resolve your financial trouble and get a fresh start.
The best type of bankruptcy varies, depending on the individual circumstances.
For example, Chapter 13 repayment plans require a regular income that is sufficient to make payments required by the plan.
At the Law Firm of Cox, Keller & Lusardi, we provide bankruptcy law services in Dayton, Ohio and the surrounding areas.
Our bankruptcy attorneys can help you find debt relief through Chapter 7 bankruptcy or Chapter 13 bankruptcy to resolve your financial trouble and get a fresh start.
The best type of bankruptcy varies, depending on the individual circumstances.
For example, Chapter 13 repayment plans require a regular income that is sufficient to make payments required by the plan.
Miami Valley Bankruptcy helps clients in Xenia, Fairborn, Jamestown, Beavercreek, and Dayton, Ohio help clients find the best debt relief solution for their specific circumstances.
Miami Valley Bankruptcy attorneys can offer specific information to help consumers make informed decisions.
The decision to file is not easy and making the decision to file is a last resort when people can't find any other way to meet their financial obligations.
Planning is essential for a smooth process.
When faced with foreclosures, repossessions or wage garnishments, it is definitely time to seek debt relief options before you end up losing your car, home, or wages.
Miami Valley Bankruptcy attorneys can offer specific information to help consumers make informed decisions.
The decision to file is not easy and making the decision to file is a last resort when people can't find any other way to meet their financial obligations.
Planning is essential for a smooth process.
When faced with foreclosures, repossessions or wage garnishments, it is definitely time to seek debt relief options before you end up losing your car, home, or wages.
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