We specialize in making your real estate closing as efficient as possible, whether you are purchasing, refinancing a mortgage, or making a cash purchase, short sale, or REO closing. With more than 40 years of experience in real estate law and mortgage closings serving the Marietta, Kennesaw, Woodstock, Acworth, Cartersville, and greater Cobb County communities Chalker & Chalker has the knowledge and experience to make your closing go smoothly.
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Chalker & Chalker is comprised of the father and son closing attorney team of Ken Chalker, Sr. and Ken Chalker, Jr. Ken Chalker, Sr. was admitted to the practice of law in 1966.
For over 42 years he has been practicing real estate law in the Cobb, Cherokee, Fulton, Bartow, Gwinnett and Dekalb County markets.
He may very well be the most experienced real estate attorney practicing in Georgia today.
He began as an associate with Cochran, Camp & Snipes in Smyrna, Georgia.
He later moved his office to the square in Marietta, Georgia before moving to Roswell Road around 1985.
For over 42 years he has been practicing real estate law in the Cobb, Cherokee, Fulton, Bartow, Gwinnett and Dekalb County markets.
He may very well be the most experienced real estate attorney practicing in Georgia today.
He began as an associate with Cochran, Camp & Snipes in Smyrna, Georgia.
He later moved his office to the square in Marietta, Georgia before moving to Roswell Road around 1985.
Near the end of every year we receive many calls asking why do I owe the county taxes for the entire year?
At closing we pro-rate taxes based usually on the prior year's tax amount.
The seller gives the buyer a credit for their pro-rated share of taxes through that date.
If the taxes were to increase from the prior year there is a statement on the third page of the settlement statement that allows the buyer to request more money from the seller for their share of the taxes.
If the closing occurred later in the year and the taxes had already been paid then the buyer would owe the seller the pro-rated share of taxes which they paid.
At closing we pro-rate taxes based usually on the prior year's tax amount.
The seller gives the buyer a credit for their pro-rated share of taxes through that date.
If the taxes were to increase from the prior year there is a statement on the third page of the settlement statement that allows the buyer to request more money from the seller for their share of the taxes.
If the closing occurred later in the year and the taxes had already been paid then the buyer would owe the seller the pro-rated share of taxes which they paid.
What follows is a copy of a letter I sent to several representatives of the Georgia legislature regarding proposed changes in Georgia Mortgage laws: Honorable Gentlemen and Ladies of the.
Since 2010 all lenders have been required to provide borrowers with a new HUD Settlement Cost Booklet which runs about 50 pages.
This booklet presents borrowers with a good deal of.
NEWS AND NOTES FROM CHALKER & CHALKER, P.C. PREMIER ISSUE Welcome to the premier issue of "The Chalkboard."
The last few years have been challenging ones for those of us.
Since 2010 all lenders have been required to provide borrowers with a new HUD Settlement Cost Booklet which runs about 50 pages.
This booklet presents borrowers with a good deal of.
NEWS AND NOTES FROM CHALKER & CHALKER, P.C. PREMIER ISSUE Welcome to the premier issue of "The Chalkboard."
The last few years have been challenging ones for those of us.
I have been a residential real estate attorney for more than 20 years.
My father, who passed away in September, was a real estate attorney for more than 40 years.
We have lived through the Jimmy Carter years when interest rates were at 17 or 18%.
We survived the early 80s with the Savings and Loan implosion and the RTC.
However, I can easily state that the last 24 months have been the most difficult times I have ever experienced in this industry.
Our industry has been battered and bruised as a result of the financial meltdown caused by the sub-prime mortgage debacle beginning in 2007.
My father, who passed away in September, was a real estate attorney for more than 40 years.
We have lived through the Jimmy Carter years when interest rates were at 17 or 18%.
We survived the early 80s with the Savings and Loan implosion and the RTC.
However, I can easily state that the last 24 months have been the most difficult times I have ever experienced in this industry.
Our industry has been battered and bruised as a result of the financial meltdown caused by the sub-prime mortgage debacle beginning in 2007.
I read in this week's AJC that mortgage orders were down 61% from February.
I can believe it.
This is the worst market I have seen in over 20 years of doing this.
We will survive as a firm due to our low fees, I can not imagine how the big dollar firms are staying around.
For the indefinite future I will taking on a limited number of litigation matters.
My prediction is that the real estate market is at least one year away from turning around.
I can believe it.
This is the worst market I have seen in over 20 years of doing this.
We will survive as a firm due to our low fees, I can not imagine how the big dollar firms are staying around.
For the indefinite future I will taking on a limited number of litigation matters.
My prediction is that the real estate market is at least one year away from turning around.
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