New York Bankruptcy Lawyer Charles E. Andersen has devoted his practice to helping individuals and businesses attain a fresh financial start. As a Bankruptcy Attorney since 1994, he has represented over a thousand debtors and creditors throughout Elmira, Corning, Watkins Glen and all adjoining New York counties. A legal assistant will interview you and take all of your calls.
At some other law firms, an attorney will conduct the first interview, but after that, you will never hear from the attorney, and a legal assistant will take your calls. Bankruptcy is a Federal Debt elimination process. Our web site is designed to give you all of the basic information you need to become knowledgeable in bankruptcy law prior to your consultation with our office.
Bankruptcy sparks intense emotions in many people. The credit card industry has spent billions of dollars trying to establish a stigma surrounding bankruptcy. At the Law Office of Charles Andersen, we know that bankruptcy is a valid and necessary option for many people.
At some other law firms, an attorney will conduct the first interview, but after that, you will never hear from the attorney, and a legal assistant will take your calls. Bankruptcy is a Federal Debt elimination process. Our web site is designed to give you all of the basic information you need to become knowledgeable in bankruptcy law prior to your consultation with our office.
Bankruptcy sparks intense emotions in many people. The credit card industry has spent billions of dollars trying to establish a stigma surrounding bankruptcy. At the Law Office of Charles Andersen, we know that bankruptcy is a valid and necessary option for many people.
Services
Our office provides a comprehensive package of services for our clients.
In addition to being skilled Bankruptcy Attorneys we have extended experience in Divorce, Family Law, DUI and Civil Litigation.
Due to our wide variety of experience we can easily answer questions such as "What should I do first, Divorce of Bankruptcy?", "What's my case worth?" and "My Public Defender is not representing me properly, should I hire a private attorney?"
Advice and consultation on whether to file a petition in bankruptcy, and what chapter to file.
In addition to being skilled Bankruptcy Attorneys we have extended experience in Divorce, Family Law, DUI and Civil Litigation.
Due to our wide variety of experience we can easily answer questions such as "What should I do first, Divorce of Bankruptcy?", "What's my case worth?" and "My Public Defender is not representing me properly, should I hire a private attorney?"
Advice and consultation on whether to file a petition in bankruptcy, and what chapter to file.
Serving Upstate New York including Buffalo, Niagara Falls, Elmira, Horseheads, Watkins Glen, Corning, Ithaca, Waverly, New York, NY, Big Flats, Candor, Chemung County, Dundee, Elmira Heights, Erwin, Gang Mills, Montour Falls, Nichols, Pine Valley, Savona, Schuyler County, Southport, Spencer, Steuben County, Tioga County, Tompkins County, Van Etten, West Elmira, Woodhull.
A consumer debtor filing for bankruptcy has two basic options, Chapter 7 & Chapter 13.
Chapter 7 requires that you put all of your assets under the control of a bankruptcy trustee subject to certain available legal exemptions.
Chapter 13 requires that you place a portion of your future income under the control of a Chapter 13 trustee for a 3-5 year period in a court approved plan of debt reorganization.
Chapter 7 bankruptcy offers certain advantages to those in financial distress.
Otherwise known as "liquidation" chapter 7 allows you to wipe out most of your debt and start over.
Chapter 7 requires that you put all of your assets under the control of a bankruptcy trustee subject to certain available legal exemptions.
Chapter 13 requires that you place a portion of your future income under the control of a Chapter 13 trustee for a 3-5 year period in a court approved plan of debt reorganization.
Chapter 7 bankruptcy offers certain advantages to those in financial distress.
Otherwise known as "liquidation" chapter 7 allows you to wipe out most of your debt and start over.
The following information includes frequently asked bankruptcy questions.
The answers stated are general in nature and are not intended to apply to every bankruptcy and/or debt consolidation situation.
Each case is different and carries its own set of circumstances which must be taken into consideration by competent legal counsel.
Q. Can I file bankruptcy and still keep my house and my car?
To date, none of our clients have lost a house or a car as a result of filing for bankruptcy.
Part of our consultation process is to do an equity analysis on your assets to see how they fit within the bankruptcy process.
The answers stated are general in nature and are not intended to apply to every bankruptcy and/or debt consolidation situation.
Each case is different and carries its own set of circumstances which must be taken into consideration by competent legal counsel.
Q. Can I file bankruptcy and still keep my house and my car?
To date, none of our clients have lost a house or a car as a result of filing for bankruptcy.
Part of our consultation process is to do an equity analysis on your assets to see how they fit within the bankruptcy process.
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