Peter Grubea Law Offices
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We've Helped 15,000 of Your Western New York Neighbors Take Control of Their Financial Future. Let's Get Started on Your Future. Over the past 25 years, our law firm have helped more than 15,000 honest, hard working people in Buffalo, Rochester, and the entire Western New York area file bankruptcy to get a fresh start. Although the decision to file bankruptcy is never easy, the process itself is much simpler than you think.

We promise that you will be able to keep your home, car, and all other assets in any case we file for you. The legal fees to file for bankruptcy protection are affordable. Our Chapter 7 fees start at just $795, and Chapter 13 cases can generally be filed with a deposit as low as $100. We also offer a variety of non-bankruptcy solutions, including debt settlement and the defense of mortgage and property tax foreclosures.

You can trust us to help you solve just about any financial problem you are facing. We have 25 years experience handling ONLY bankruptcy, foreclosure and debt relief cases.
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Our bankruptcy lawyers have helped more than 15,000 clients obtain bankruptcy relief in the Buffalo and Rochester Regions.
We are one of the largest consumer bankruptcy law firms in New York State.
Our team of bankruptcy attorneys and support staff has filed more than 15,000 Chapter 13 and Chapter 7 bankruptcy cases throughout Western and Central New York.
A significant portion of our new clients are referred to us from prior satisfied clients.
Unlike most law firms that try to practice in a number of different legal fields, our firm handles only bankruptcy cases.
If you are struggling with debt problems of any kind, you will feel better after you speak with an experienced bankruptcy lawyer.
Our bankruptcy lawyers have represented clients from literally all walks of life.
Our clients include doctors, lawyers, school teachers, government employees, police officers, firemen, factory workers, salespeople, service industry employees, and even collection agents (ironically, for all the harassment they cause people with debt problems, collection agents often are paid so little that they cannot pay their own debts).
Chapter 7 Bankruptcy will help you eliminate your credit card debt, medical bills, loans and other debts.
Chapter 7 bankruptcy will relieve the stress you are feeling if you owe more debt than you can afford to pay.
Chapter 7 is the most common form of bankruptcy filed by our Buffalo and Rochester clients because it completely eliminates debts such as credit cards, medical bills, utility bills, loans, and most other unsecured debts.
It will also stop wage garnishments, lawsuits, collection phone calls, and creditor harassment.
Most new clients are understandably concerned about whether they will be able to keep their cars or trucks when they file bankruptcy.
The simple answer we give clients is that we guarantee they will be able to keep their vehicles, and this is absolutely the case so long as the client files the right type of bankruptcy.
When a client files chapter 7 bankruptcy with a car loan, they must decide whether they wish to keep their vehicle.
Although most debtors wish to keep their vehicles and pay their loans, that's not always the case.
To catch up on delinquent mortgage payments or real estate taxes.
In Chapter 13, a homeowner can pay the delinquent amounts over a period of 36-60 months and protect their property from foreclosure.
A chapter 13 bankruptcy can stop the mortgage foreclosure process at any point up until the actual auction sale.
In a tax foreclosure, the client must file the chapter 13 case prior to the last date of redemption set by the municipality.
This is generally several weeks prior to the date of the public auction.
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