I'm attorney Jon Ginter, a bankruptcy attorney in Cleveland, Ohio. As a Cleveland bankruptcy lawyer, I have handled over 2,000 bankruptcy cases in Ohio and I am an expert in Chapter 13 and Chapter 7 bankruptcy. But what's more important is that I care about my clients. I answer all of my bankruptcy client's calls personally and promptly answer all emails and texts.
I will guide you step-by-step through the bankruptcy process and personally tutor you on how to rebuild your credit. Are you looking for a fresh start? If you're in Cuyahoga County, Lorain County, Geauga County, Lake County, or any of the surrounding areas around Cleveland and looking for a Cleveland bankruptcy lawyer, call (216) 526-0309 to set up your appointment today for a free consultation.
If you're looking for a bankruptcy lawyer in Cleveland or Westlake, Ohio, or anywhere else in Cuyahoga County or Lorain County, I am conveniently located with offices in both Cleveland and Westlake. Whether you look on Justia, AVVO, Martindale-Hubbard, Google, or any other law review site, I'm highly rated by my clients and other attorneys.
I will guide you step-by-step through the bankruptcy process and personally tutor you on how to rebuild your credit. Are you looking for a fresh start? If you're in Cuyahoga County, Lorain County, Geauga County, Lake County, or any of the surrounding areas around Cleveland and looking for a Cleveland bankruptcy lawyer, call (216) 526-0309 to set up your appointment today for a free consultation.
If you're looking for a bankruptcy lawyer in Cleveland or Westlake, Ohio, or anywhere else in Cuyahoga County or Lorain County, I am conveniently located with offices in both Cleveland and Westlake. Whether you look on Justia, AVVO, Martindale-Hubbard, Google, or any other law review site, I'm highly rated by my clients and other attorneys.
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The two most common types of bankruptcy in Cleveland, Ohio are Chapter 7 and Chapter 13 bankruptcy.
Chapter 7 wipes out most of your debts in 120 days, while Chapter 13 is a 3-year to 5-year payment plan where you pay back part of your debt and the rest is eliminated.
Chapter 7 is a better fit for most people who are looking for a bankruptcy lawyer in Cleveland, Ohio.
Chapter 7 is a 120-day process that eliminates all debts except for student loans, child support, alimony, recent taxes, debts incurred by violence, fraud or drunk driving, speeding tickets, parking tickets, court costs, and certain other debts.
Chapter 7 wipes out most of your debts in 120 days, while Chapter 13 is a 3-year to 5-year payment plan where you pay back part of your debt and the rest is eliminated.
Chapter 7 is a better fit for most people who are looking for a bankruptcy lawyer in Cleveland, Ohio.
Chapter 7 is a 120-day process that eliminates all debts except for student loans, child support, alimony, recent taxes, debts incurred by violence, fraud or drunk driving, speeding tickets, parking tickets, court costs, and certain other debts.
There are two types of bankruptcy that apply to individuals in Cleveland, Ohio, Chapter 7 bankruptcy and Chapter 13 bankruptcy.
Chapter 7 wipes out most of your debts in 120 days, while Chapter 13 is a 3- to 5-year payment plan where you pay back part of your debt and the rest is eliminated.
Chapter 7 bankruptcy is a good fit for many individuals, but Chapter 13 bankruptcy provides unique benefits that make it a better option in a lot of cases.
However, before contacting a chapter 13 bankruptcy lawyer in Cleveland, it is important to know the benefits of a chapter 13 bankruptcy.
Chapter 7 wipes out most of your debts in 120 days, while Chapter 13 is a 3- to 5-year payment plan where you pay back part of your debt and the rest is eliminated.
Chapter 7 bankruptcy is a good fit for many individuals, but Chapter 13 bankruptcy provides unique benefits that make it a better option in a lot of cases.
However, before contacting a chapter 13 bankruptcy lawyer in Cleveland, it is important to know the benefits of a chapter 13 bankruptcy.
The term "liquidation" is often applied to Chapter 7 bankruptcy, but what does this mean, and what does it look like in practice?
To understand this in context, you should first know that when you file a Chapter 7 bankruptcy petition with the Court, a trustee is appointed to review your case.
It is this trustee's job to review your assets, as they have been disclosed in your bankruptcy schedules, and determine if there are any items of non-exempt property that they can take and liquidate for the benefit of your creditors.
To understand this in context, you should first know that when you file a Chapter 7 bankruptcy petition with the Court, a trustee is appointed to review your case.
It is this trustee's job to review your assets, as they have been disclosed in your bankruptcy schedules, and determine if there are any items of non-exempt property that they can take and liquidate for the benefit of your creditors.
A percentage is paid upon the unsecured debts (think credit cards, medical debt, loans without collateral attached) in a Chapter 13 case, and the interest on these unsecured amounts freezes at the point of filing.
This is of great benefit to the filer, and lets them assert more control in resolving these debts.
Other debt involved in most of my clients' Chapter 13 plans fall into three main categories: 1) vehicle, 2) residence, and 3) tax debt.
Car contracts with unfavorable interest rates can be altered within the Chapter 13 plan.
This is of great benefit to the filer, and lets them assert more control in resolving these debts.
Other debt involved in most of my clients' Chapter 13 plans fall into three main categories: 1) vehicle, 2) residence, and 3) tax debt.
Car contracts with unfavorable interest rates can be altered within the Chapter 13 plan.
Jon Ginter is an excellent attorney.
Not only is he knowledgeable and experienced, he is also a good guy.
If you're looking for a good bankruptcy lawyer in Cleveland, Ohio, it'd be difficult to find a better bankruptcy attorney in Cleveland than Jon Ginter, he is the best.
Mr. Ginter provided an excellent service.
He was quick to respond to any questions or concerns that I had and reassured me through every step of the process.
He was informative and thorough.
I would highly recommend his services to anyone who is seeking help with legal matters regarding bankruptcy.
Not only is he knowledgeable and experienced, he is also a good guy.
If you're looking for a good bankruptcy lawyer in Cleveland, Ohio, it'd be difficult to find a better bankruptcy attorney in Cleveland than Jon Ginter, he is the best.
Mr. Ginter provided an excellent service.
He was quick to respond to any questions or concerns that I had and reassured me through every step of the process.
He was informative and thorough.
I would highly recommend his services to anyone who is seeking help with legal matters regarding bankruptcy.
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