Financial hardship is something that anyone can face, regardless of income or background. Extensive debt can be devastating financially as well as emotionally. Today, many people of all walks of life have lost a job, incurred credit card debt in order to meet their monthly obligations, or are buried in medical bills. Regardless of whether you are facing excessive debt or just cannot keep up with your regular bills, there is a viable solution and you do not have to continue facing an overwhelming financial burden alone.
The Luftman, Heck & Associates team of bankruptcy attorneys, headed by Matthew Alden, can help you get back on your feet, wipe the slate clean, and receive a fresh start. The bankruptcy process can seem tedious and overwhelming, with never ending paper work and legal requirements, but with their assistance, they can lead you through the process towards a debt free future.
Our team can help relieve the stress and responsibility of paying off your debt, and by filing a bankruptcy petition, you will put an immediate stop to collection activities and communications from creditors.
The Luftman, Heck & Associates team of bankruptcy attorneys, headed by Matthew Alden, can help you get back on your feet, wipe the slate clean, and receive a fresh start. The bankruptcy process can seem tedious and overwhelming, with never ending paper work and legal requirements, but with their assistance, they can lead you through the process towards a debt free future.
Our team can help relieve the stress and responsibility of paying off your debt, and by filing a bankruptcy petition, you will put an immediate stop to collection activities and communications from creditors.
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Carrying the burden of debts that you are struggling to repay can affect every aspect of your life.
Your phone may be ringing insistently with calls from angry creditors, threatening letters may be piling up outside your door, and you may even start to feel harassed at work.
The stress is almost unimaginable, but no matter how bleak your situation may seem, it is important to remember that there are always options for financial relief.
By contacting the Cleveland bankruptcy attorneys of Luftman, Heck & Associates you can stop debt collectors from disrupting your life and take the first step to regaining control of your financial future.
Your phone may be ringing insistently with calls from angry creditors, threatening letters may be piling up outside your door, and you may even start to feel harassed at work.
The stress is almost unimaginable, but no matter how bleak your situation may seem, it is important to remember that there are always options for financial relief.
By contacting the Cleveland bankruptcy attorneys of Luftman, Heck & Associates you can stop debt collectors from disrupting your life and take the first step to regaining control of your financial future.
Automatic stay puts an immediate halt to any impending legal action, and most actions by creditors or collection agencies.
An automatic stay is a very strong shield that is put up around you once you have filed bankruptcy to stop your creditors from having any sort of contact with you.
For some, it provides a compelling reason on its own to file for bankruptcy.
Automatic stay takes effect immediately once you have filed bankruptcy.
Creditors must stop any and all communication with you including phone calls, letters, emails, or text messages.
An automatic stay is a very strong shield that is put up around you once you have filed bankruptcy to stop your creditors from having any sort of contact with you.
For some, it provides a compelling reason on its own to file for bankruptcy.
Automatic stay takes effect immediately once you have filed bankruptcy.
Creditors must stop any and all communication with you including phone calls, letters, emails, or text messages.
Credit card debt is always an issue around the Holidays.
According to CNBC, Americans racked up more than $1,000 in holiday debt at the end of last year with only 42% saying they paid off those purchases in three months or less.
Credit cards are attractive for holiday shoppers because they can buy higher-priced items and spread the payments out instead of plunking down all of that cash for the latest iPhone, PS-5, or big-screen TV all at once.
However, using credit means paying more in the long term because of the interest tacked on to their credit card balances.
According to CNBC, Americans racked up more than $1,000 in holiday debt at the end of last year with only 42% saying they paid off those purchases in three months or less.
Credit cards are attractive for holiday shoppers because they can buy higher-priced items and spread the payments out instead of plunking down all of that cash for the latest iPhone, PS-5, or big-screen TV all at once.
However, using credit means paying more in the long term because of the interest tacked on to their credit card balances.
Mailers from these shady companies are often deceptive and violate your rights in terms of what they promise and how they try and get you to sign on for their services.
Take a look at these debt relief scam mailer samples.
When you are in serious debt and are wondering how you are going to pay your bills, a letter from (in this case) the Ohio Assistance Center may seem like the help you've been needing.
However, a quick Google search will reveal no business named Ohio Assistance Center exists.
It is not a business listed with the Ohio Secretary of State's office.
Take a look at these debt relief scam mailer samples.
When you are in serious debt and are wondering how you are going to pay your bills, a letter from (in this case) the Ohio Assistance Center may seem like the help you've been needing.
However, a quick Google search will reveal no business named Ohio Assistance Center exists.
It is not a business listed with the Ohio Secretary of State's office.
Depending on whether you file for Chapter 7 or Chapter 13 bankruptcy, your car loan lender may or may not be able to repossess your car.
If you file for Chapter 7 or Chapter 13 bankruptcy, the automatic stay makes it illegal for car lenders to continue to contact you and collect debt.
However, your lender may be able to repossess your car if they obtain court permission of lifting the automatic stay.
The lender must prove that they are entitled to repossess the car because timely payments on the car were unable to be made.
If you file for Chapter 7 or Chapter 13 bankruptcy, the automatic stay makes it illegal for car lenders to continue to contact you and collect debt.
However, your lender may be able to repossess your car if they obtain court permission of lifting the automatic stay.
The lender must prove that they are entitled to repossess the car because timely payments on the car were unable to be made.
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