My name is J. Morgan Hargrove and I am Quincy Bankruptcy Lawyer. My Goal is to help individuals and families get a fresh financial start by helping them wipe away their debts through the bankruptcy process. I understand what it feels like to be under crushing financial pressure of debt. Perhaps its is starting to effect your sleep. Perhaps you feel filled with worry and doubts about your future for both you and your family.
Credit card companies are getting more and more aggressive. Think they won't chase you down for a few thousand dollars? Credit card companies are suing debtors at an alarming rate. Go to the District Court in Quincy on any given day and the majority of the cases are the big credit card companies suing the Quincy residents who are down on their luck.
Once they get a judgment and you don't pay they commence supplementary process where you are forced to begin making large payments and if you do not cooperate they issue and arrest warrant also called a capias. The good news is Bankruptcy can help eliminate most of your unsecured debt such as credit card bills and many other types of debt.
Credit card companies are getting more and more aggressive. Think they won't chase you down for a few thousand dollars? Credit card companies are suing debtors at an alarming rate. Go to the District Court in Quincy on any given day and the majority of the cases are the big credit card companies suing the Quincy residents who are down on their luck.
Once they get a judgment and you don't pay they commence supplementary process where you are forced to begin making large payments and if you do not cooperate they issue and arrest warrant also called a capias. The good news is Bankruptcy can help eliminate most of your unsecured debt such as credit card bills and many other types of debt.
Services
Attorney Hargrove brings tenacity, enthusiasm, and a passion for justice.
Attorney Hargrove's practice is focused on ensuring that his clients receive fair treatment under the law, and he tirelessly dedicates himself to achieve the best possible result for his clients.
A Waltham native he attended Buckingham Browne and Nichols School in Cambridge, before attending Union College in upper-state New York.
He graduated from Suffolk University Law School in Boston, where he obtained his Juris Doctor in 2005 and was admitted to the Massachusetts Bar in 2005.
Attorney Hargrove's practice is focused on ensuring that his clients receive fair treatment under the law, and he tirelessly dedicates himself to achieve the best possible result for his clients.
A Waltham native he attended Buckingham Browne and Nichols School in Cambridge, before attending Union College in upper-state New York.
He graduated from Suffolk University Law School in Boston, where he obtained his Juris Doctor in 2005 and was admitted to the Massachusetts Bar in 2005.
Stop Creditors in their Tracks!
Chapter 7 bankruptcy can provide immediate relief to a wide variety of financial problems.
It is generally a very effective way to quickly eliminate large amounts of unsecured debts.
Once you file a Chapter 7 bankruptcy, your creditors are immediately prohibited from engaging in any collection activity against you without first obtaining court permission from your Bankruptcy Judge.
Filing a Chapter 13 bankruptcy allows you to repay your creditors a reduced percentage of your debt based on what you can afford to repay.
Chapter 7 bankruptcy can provide immediate relief to a wide variety of financial problems.
It is generally a very effective way to quickly eliminate large amounts of unsecured debts.
Once you file a Chapter 7 bankruptcy, your creditors are immediately prohibited from engaging in any collection activity against you without first obtaining court permission from your Bankruptcy Judge.
Filing a Chapter 13 bankruptcy allows you to repay your creditors a reduced percentage of your debt based on what you can afford to repay.
Chapter 13 bankruptcy is an interest-free repayment plan that allows you to combine your debts and repay all or part of them while protecting you from creditor harassment.
It is an excellent alternative for debtors in Massachusetts whose financial problems cannot be helped by a Chapter 7. It often provides much greater protection to debtors who own significant assets or have income that would not be exempt in a Chapter 7.
For example, if you own a home and foreclosure is on the horizon, or the finance company has threatened repossession, a Chapter 13 Bankruptcy filing will stop them in their tracks and you can then pay off the back balance gradually.
It is an excellent alternative for debtors in Massachusetts whose financial problems cannot be helped by a Chapter 7. It often provides much greater protection to debtors who own significant assets or have income that would not be exempt in a Chapter 7.
For example, if you own a home and foreclosure is on the horizon, or the finance company has threatened repossession, a Chapter 13 Bankruptcy filing will stop them in their tracks and you can then pay off the back balance gradually.
At a certain point, the burden of debt will lead almost anyone to their breaking point.
Whether it comes as a result of job loss, medical bills, declining wages, rising costs or just human misfortune, the drafters of the Bankruptcy Code understood that there comes a point where enough is enough.
If you live in Massachusetts and you cannot pay your debts, are dealing with a lawsuit, or are receiving telephone calls from collectors demanding payment, Chapter 7 Bankruptcy may help you.
One of the major aims of bankruptcy law is to help a financially distressed person by providing the opportunity to make a new financial start.
Whether it comes as a result of job loss, medical bills, declining wages, rising costs or just human misfortune, the drafters of the Bankruptcy Code understood that there comes a point where enough is enough.
If you live in Massachusetts and you cannot pay your debts, are dealing with a lawsuit, or are receiving telephone calls from collectors demanding payment, Chapter 7 Bankruptcy may help you.
One of the major aims of bankruptcy law is to help a financially distressed person by providing the opportunity to make a new financial start.
Bankruptcy can be a daunting, and even frightening, concept.
More challenging, however, is the prospect of continuing to be threatened by a lawsuit, foreclosure, garnishment, bank levy, repossession and, of course, annoying phone calls from creditors.
A better way to get a fresh financial start and to deal with these fears was conceived by the founders of our country when they purposefully included in the Constitution the "subject of Bankruptcies throughout the United States."
And so, through several incarnations, the present bankruptcy law remains the surest way to obtain a fresh financial start.
More challenging, however, is the prospect of continuing to be threatened by a lawsuit, foreclosure, garnishment, bank levy, repossession and, of course, annoying phone calls from creditors.
A better way to get a fresh financial start and to deal with these fears was conceived by the founders of our country when they purposefully included in the Constitution the "subject of Bankruptcies throughout the United States."
And so, through several incarnations, the present bankruptcy law remains the surest way to obtain a fresh financial start.
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