The Hart Firm
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Since 2010, the Hart Firm, LLC has helped hundreds of clients achieve a fresh start and financial freedom. Call us today and let us show how we can help. Michael A. Hart is the founding member of the Hart Firm, LLC. Michael is a graduate of Rhodes College and the University of Alabama School of Law. In law school, Michael was awarded the Balch and Bingham, LLP Corporate Law Award and the North Alabama Chapter of the Federal Bar Association Award for Excellence in the Study of Federal Jurisdiction.

Michael is licensed to practice in Alabama and Arkansas. Since 2005, Michael's primary practice area has been helping individuals file for chapter 7 and chapter 13 bankruptcy in Baldwin and Escambia County, Alabama. Bankruptcy is a legal proceeding in which a person who cannot pay his or her bills can get a fresh financial start. The right to file for.

Chapter 7 is the liquidation provision of the bankruptcy code and is sometimes referred to as "straight bankruptcy." Under chapter 7, the. Chapter 13 is the reorganization provision of the bankruptcy code and is sometimes referred to as the "wage earner" provision.
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Filing for bankruptcy protection can be a valuable tool in dealing with a variety of financial situations.
Are you facing foreclosure?
Garnishment?
Repossession?
Job loss?
Have you been sued by a credit card company or medical provider?
We are experienced bankruptcy attorneys serving Baldwin and Escambia County, Alabama and the surrounding areas.
We offer a FREE, NO-OBLIGATION, CONFIDENTIAL PHONE CONSULTATION to determine whether bankruptcy may be an option for you.
Local Loan v. Hunt, 292 U.S. 234, 244 (1934).
We hope you are never involved in an accident that causes you physical injury but, in the event you are injured due to someone else's actions, the attorneys at The Hart Firm, LLC are ready to help you.
Being injured in an accident can be overwhelming and stressful, but The Hart Firm, LLC is here to walk with you every step of the way to recover the compensation you deserve.
Please do not hesitate to contact The Hart Firm, LLC to schedule a free initial consultation to discuss your personal injury matter.
Are you looking for an inexpensive divorce?
Typically, the necessary legal agreements, pleadings and required forms for an uncontested divorce can be prepared by an experienced attorney for a very reasonable fee.
An uncontested divorce is one in which both parties agree that the marriage is to end and have agreed upon all issues in the divorce, including but not limited to property division, child custody, visitation, spousal support, financial issues, etc.
While not all divorces can be disposed of on an uncontested basis, we find that the problems associated with a failed marriage are only compounded by a contentious divorce.
There are many factors that go into determining which chapter of bankruptcy is best including what kind of debts you have, what assets you have, whether you are behind on secured debts, and your current disposable income.
In addition, there is also a set of caluclations known as the means test which may require some consumers to file Chapter 13 because their income exceeds the median income for a household of their size in their state.
Stop foreclosure on your house or mobile home and allow you an opportunity to catch up on missed payments.
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