DiSante Law Offices
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We will work together to protect your rights and your future with over thirty years experience in these areas of law. Bankruptcy debt relief, debt counseling and the ability to stop lawsuits, stop foreclosure and stop garnishment actions against your property, using Chapter 7 Bankruptcy and Chapter 13 Bankruptcy protection, can give you the stress relief, fresh start and time to reorganize your financial situation that you need.

The Bankruptcy law requires more care and planning than ever. For your convenience in discussing your situation and bankruptcy options, a Confidential Free Consultation Form is provided on this site. Your bankruptcy lawyer can also direct you to sources for a free credit report. Do not hesitate to call for a free consultation regarding your bankruptcy or injury questions with an experienced bankruptcy lawyer.

It is important that you learn your rights and alternatives, and the actions that you should take now, to maximize your chances for a successful outcome in your case.
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While you will learn about bankruptcy here, the advice of an experienced bankruptcy attorney is essential in providing you with information and hope, and in allowing you to form a plan of action to replace the paralysis of financial worry.
These are the essence of the federal right known as Bankruptcy.
Under the new bankruptcy code, when your debts become unmanageable, you are permitted to restructure your financial life to allow you to go forward with a plan.
Your lawyer can assist you in this regard with debt counseling, advice and representation and help to relieve the stress that comes with financial pressure.
Note: the following frequently asked questions about bankruptcy and answers provide general comment on Bankruptcy law and procedure in Colorado and may not apply in all fact situations.
They are not a substitute for consultation with an experienced bankruptcy lawyer.
Bankruptcy is a federal right that allows those who are unable to pay their bills to obtain a fresh start of their financial lives.
Then, depending on the type of bankruptcy filed, it allows you to make decisions about what property you can afford to keep, what property you want to give up, what secured debts you will continue to service, and how you will structure your ongoing financial life.
Note: the following answers to frequently asked questions about Chapter 7 bankruptcy provide generalized comment on Bankruptcy law and procedure in Colorado and may not apply in all fact situations.
They are not a substitute for consultation with an experienced bankruptcy attorney.
Chapter 7 Bankruptcy, described as "Liquidation", allows you to have the court "discharge" or cancel most of your debts in order to obtain a fresh start.
State exemptions protect some or all of your property.
If you file your case with substantial non-exempt property, the trustee can sell ("liquidate") this property and spread the money amongst your creditors according to certain priorities.
Note: the following answers to frequently asked questions about Chapter 13 Bankruptcy provide generalized comment on Bankruptcy law and procedure in Colorado and may not apply in all fact situations.
They are not a substitute for consultation with an experienced attorney.
Only individuals or a married couples (not corporations or partnerships) can file a Chapter 13, if their secured debts don't exceed approximately $1,010,650 and their unsecured debts don't exceed approximately $336,900.
Those with larger debts must use Chapter 11 if they want to avoid Chapter 7.
Note: the following comments provide generalized comment on Bankruptcy law and procedure in Colorado and may not apply in all fact situations.
They are not a substitute for consultation with an experienced attorney.
There is much erroneous information circulating about the changes to bankruptcy laws that make people reluctant to use this important right to take control of financial lives and obtain a "fresh start".
These bankruptcy myths and misconceptions should be dispelled, so that you may allow us to assist you in considering whether bankruptcy is the right course of action for you in seeking debt relief.
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