Bankruptcy Attorney De Armond & Associates full service bankruptcy law firm York, Pennsylvania. At DeArmond & Associates, we hope to provide answers and a strategy for dealing with your financial problems or bankruptcy issues. Our attorneys want everyone who leaves our office to feel empowered. We want them to know that things are not hopeless and there is a way to a better life without the stress, fear and anxiety they are presently experiencing.
We will counsel you on your options regarding Chapter 7 Bankruptcy, Chapter 13 Bankruptcy or debt settlement management. In order to provide answers regarding bankruptcy or debt management, we are going to need some basic information. It is a very short and simple form. We just ask for contact information and we try to get a concise picture of your financial condition.
This information helps our attorneys understand your unique financial situation regarding bankruptcy or debt settlement. In order to understand fully what is going on, we need to know how much income you receive on a monthly basis and what your basic living expenses are.
We will counsel you on your options regarding Chapter 7 Bankruptcy, Chapter 13 Bankruptcy or debt settlement management. In order to provide answers regarding bankruptcy or debt management, we are going to need some basic information. It is a very short and simple form. We just ask for contact information and we try to get a concise picture of your financial condition.
This information helps our attorneys understand your unique financial situation regarding bankruptcy or debt settlement. In order to understand fully what is going on, we need to know how much income you receive on a monthly basis and what your basic living expenses are.
Services
For the most part, debt settlement companies are scams.
It doesn't matter if you hear about them on tv, the radio or read about them on the internet.
Almost all of them are designed to do one thing - take your money and do as little as possible to help you.
The typical debt settlement.
The post Debt Settlement appeared first on Bankruptcy Attorney York, Pa.| DeArmond @Associates of York, LLC.
Quit paying your credit card bills, medical bills, etc.
Instead, they will ask you to send them money every month for two years or more under the pretense that once enough has been saved, they will settle your debts at 50 cents on the dollar or less.
It doesn't matter if you hear about them on tv, the radio or read about them on the internet.
Almost all of them are designed to do one thing - take your money and do as little as possible to help you.
The typical debt settlement.
The post Debt Settlement appeared first on Bankruptcy Attorney York, Pa.| DeArmond @Associates of York, LLC.
Quit paying your credit card bills, medical bills, etc.
Instead, they will ask you to send them money every month for two years or more under the pretense that once enough has been saved, they will settle your debts at 50 cents on the dollar or less.
There are four types of bankruptcy that individuals can file.
When we speak of bankruptcy types, we refer to them as "Chapters."
The bankruptcy code is contained in large book.
Just as the bible or a novel has chapters, so does the bankruptcy code.
So, for instance, when we speak of a Chapter 7 Bankruptcy, we are talking about the type of bankruptcy created and described in Chapter 7 of the bankruptcy code.
Of the four types of bankruptcy which are available to consumers, two are very infrequently used and will not be focused on in this discussion.
When we speak of bankruptcy types, we refer to them as "Chapters."
The bankruptcy code is contained in large book.
Just as the bible or a novel has chapters, so does the bankruptcy code.
So, for instance, when we speak of a Chapter 7 Bankruptcy, we are talking about the type of bankruptcy created and described in Chapter 7 of the bankruptcy code.
Of the four types of bankruptcy which are available to consumers, two are very infrequently used and will not be focused on in this discussion.
Most people we meet with are very concerned as to how a bankruptcy would effect their credit.
Usually, they are very surprised at the answer.
In the vast majority of cases, our clients' credit scores actually improve, by as much as 200 points after the bankruptcy is discharged.
For a Chapter 7 Bankruptcy, the discharge usually occurs around 100 days after the case is filed.
I have been told by mortgage brokers that typically a person's credit score is around 600 after the discharge in a Chapter 7 case.
Usually, they are very surprised at the answer.
In the vast majority of cases, our clients' credit scores actually improve, by as much as 200 points after the bankruptcy is discharged.
For a Chapter 7 Bankruptcy, the discharge usually occurs around 100 days after the case is filed.
I have been told by mortgage brokers that typically a person's credit score is around 600 after the discharge in a Chapter 7 case.
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