The Law Offices Of Cheryl S. Davis
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No matter how serious your debt problems might seem, legal relief is available. An accomplished bankruptcy attorney can evaluate your situation and find the solution that works best for you. At The Law Offices of Cheryl S. Davis, P.C. I provide high quality bankruptcy law representation to clients in Texas and New Mexico, including the cities of El Paso and Dallas and the surrounding areas.

Drawing on more than 20 years of legal experience, my firm helps individuals, families and small businesses end the pressure applied by creditors. Since the firm's founding, I've taken great pride in delivering comprehensive personal guidance rather than just pushing you in and out the door. Whether bankruptcy under Chapter 7 or 13 is your best option, my firm will lead you toward a brighter financial future.

By handling fewer cases than most bankruptcy firms, I am familiar with each client's financial situation and tailor my legal advice to their particular needs. Strategic - Having helped a large, diverse group of Texas and New Mexico residents, I can assess your circumstances and outline your options, making sure that you understand the potential benefits and pitfalls of each choice.
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Even if you are careful with your budget, an unexpected job loss, medical condition or divorce can trigger debt that can't be resolved no matter how hard you work.
Fortunately, help exists for debtors who need to reset their financial situation and escape creditor harassment.
The Law Offices of Cheryl S. Davis, P.C., with offices in El Paso and Arlington, gives individuals and businesses the chance to take advantage of the debt-relief options that exist under the law.
As an attorney with more than 20 years of experience guiding Texas and New Mexico clients through bankruptcy, I may be able to help you navigate the process to obtain immediate relief from creditors while you start on the path to long-term stability.
As we've seen, one unexpected event can trigger serious financial problems for families across America, and the Dallas-Fort Worth metroplex is no exception.
A medical crisis, divorce or job loss can impose debt that individuals and families are not in a position to pay.
Fortunately, The Law Offices of Cheryl S. Davis, P.C., with an office in Arlington, gives area individuals and businesses the chance to get a fresh financial start.
Once you file for bankruptcy, your creditors and the collection agencies they hire must stop all efforts to collect their debts from you, except through the bankruptcy court.
At The Law Offices of Cheryl S. Davis, P.C., I am always happy to answer my clients' questions on all aspects of bankruptcy and other types of debt relief.
Must I satisfy the means test to file for Chapter 7 bankruptcy if I am in the military or a veteran?.
There are two primary forms of personal bankruptcy.
Chapter 7 bankruptcy, also called liquidation, results in the discharge (cancellation) of your debts, with some exceptions.
You might have to turn over some assets to help repay your creditors, but you are entitled to keep some property as a result of either federal or state exemptions.
Financial risk is a part of life, and that means individuals and businesses occasionally fall so far behind on their debts that repayment is not foreseeable.
An inescapable financial hole not only hurts debtors but also the people and companies that associate with them.
Chapter 7 bankruptcy is a powerful legal solution designed specifically to eliminate most debts and give debtors the chance to rebuild their credit.
The Law Offices of Cheryl S. Davis, P.C., with offices in El Paso and Arlington, delivers comprehensive legal counsel to Texas and New Mexico clients who are considering this solution.
Struggling with debt can be overwhelming and frightening.
Getting out from under it shouldn't be.
In fact, it should be a relief and a fresh start.
Rest assured, at The Law Offices of Cheryl S. Davis, P.C., I will guide you through the Chapter 7 bankruptcy process, which lets you discharge your debt and start from scratch.
Because Chapter 7 bankruptcy is costly to creditors, the filing is not taken lightly, and not everyone is eligible.
But I will explain each step and answer all your questions if this filing is your best option for resolving your debt.
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