Obuchowski Law Office
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As a Federally Funded Debt Relief Agency, we proudly assist people with seeking relief under the Bankruptcy Code. Our central Vermont law firm concentrates in the areas of bankruptcy, creditors' rights, risk analysis, trustee representation, debtor issues, business restructuring and workouts, wills, corporate formation, secured transactions, mediation and commercial law generally.

We provide a prompt, thorough analysis of your or your company's financials to determine the most optimal way to proceed. Our practice is primarily transactional with minimal litigation, but also includes solutions for both viable and troubled companies by reviewing and analyzing business financials and offering alternative resolutions. We also maintain a significant creditors' right practice to assist companies facing stale or bankrupt receivables.

Raymond J. Obuchowski is on the private panel of Chapter 7 case Trustees for the District of Vermont. He is the only actively practicing Vermont attorney to be admitted into the American College of Bankruptcy—an elite group of approximately 800 of the top bankruptcy and restructuring professionals across the country.
Services
We maintain a significant Creditors' Rights practice including collections, replevins, garnishments, receiverships, attachments and mechanics liens in virtually every type of commercial, industrial and real estate transaction.
We are also experienced in prosecuting foreclosure actions.
Within the Bankruptcy Court, we have prosecuted many actions seeking relief from the automatic stay provisions of the Bankruptcy Code, as well as adequate protection of cash collateral and other lien rights, setoffs, security deposits and other relief against Chapter 7, 11, 12 and 13 debtors.
Our office is also dedicated to full service representation of its corporate clients in Vermont.
For start-up corporations, the firm provides services in the areas of corporate formation and governance, including the drafting of applicable documents such as shareholder agreements, buy-sell agreements and service contracts.
The firm acts as the custodian of corporate records for many clients, ensuring that corporate records are accurately and currently maintained.
Members of the firm have experience in drafting and providing advice regarding all types of corporate agreements, such as leases, contracts and lending agreements.
Estate planning provides the peace of mind that comes with knowing that your last wishes will be carried out according to your specifications.
It is important to know that your loved ones will be relieved of the responsibility of making crucial decisions at a time when they are least able to make those kinds of determinations.
The drafting of a simple will is a relatively easy process, and for that reason, it is neither costly, nor time consuming to have one prepared.
The peace of mind it conveys is priceless.
The information contained on these pages and on any pages linked from these page is intended to provide general information only and not legal advice.
You should consult with a licensed attorney in your jurisdiction before relying upon any information presented here.
You are advised that the acts of sending email or viewing or downloading information to or from this website do not create an attorney-client relationship.
No promises or representations are being made with respect to your situation.
The information provided is offered for informational purposes only; it is not offered as and does not constitute legal advice.
Every situation is unique— you are encouraged to seek legal consultation to address your individual circumstances.
Q— I think I need to seek bankruptcy relief, but I am afraid of losing my home and my car.
Can I file and still protect my home and vehicle?
A— This is the question most often asked when a client comes in for a consultation.
While debts are usually discharged in a bankruptcy, the lien on your car or mortgage interest in your home is not.
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