When you file bankruptcy, your STIMULUS payments and ENHANCED UNEMPLOYMENT BENEFITS are protected from creditors. All Chapter 7 and 13 consultations are FREE and can be done telephonically or via video to make sure everyone stays safe. Our firm will pay for credit reports for all Chapters 7 and 13 debtors and will seek to put all filing fees and attorney fees in a Chapter 13 repayment plan, in most cases.
This means that most Chapter 13 debtors can file with $10 down and get the bankruptcy relief they deserve. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. We are a debt relief agency. We help people file for Bankruptcy under the Bankruptcy Code.
This means that most Chapter 13 debtors can file with $10 down and get the bankruptcy relief they deserve. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. We are a debt relief agency. We help people file for Bankruptcy under the Bankruptcy Code.
Services
Generally this Chapter permits an individual who is temporarily unable to pay their debts to keep their property by repaying their creditors with future income over a period of time, usually 5 years (60 months).
You would work with me to set up a Chapter 13 bankruptcy plan and after the plan is paid out, you receive a discharge of your debts.
I will work directly with you to set the proper payment for you given your income, expenses and the types of debts you owe.
It allows fixed credit obligations (such as a car) to be spread out over a period of 60 months.
You would work with me to set up a Chapter 13 bankruptcy plan and after the plan is paid out, you receive a discharge of your debts.
I will work directly with you to set the proper payment for you given your income, expenses and the types of debts you owe.
It allows fixed credit obligations (such as a car) to be spread out over a period of 60 months.
Our law firm's endeavor is to apply the bankruptcy laws with one goal in mind, to help local Alabamians achieve a debt-free fresh start and a solid financial future.
The firm represents people throughout Alabama with offices in Mobile, Foley, Montgomery, Birmingham and Troy.
We have the professionalism and experience of a large legal practice with the affordability and personal touch of a small local firm.
The attorneys at Stephen L Klimjack, LLC are committed to treating each client with compassion, empathy and respect.
The firm represents people throughout Alabama with offices in Mobile, Foley, Montgomery, Birmingham and Troy.
We have the professionalism and experience of a large legal practice with the affordability and personal touch of a small local firm.
The attorneys at Stephen L Klimjack, LLC are committed to treating each client with compassion, empathy and respect.
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