Richard F. Marquardt
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Richard F. Marquardt
We help people and businesses resolve their legal challenges without the need to file bankruptcy. Doucet Gerling Co., LPA has helped over 1,400 people and businesses throughout Ohio with challenging legal issues. Our lawyers help people with real estate and business problems, including with mortgage companies, banks, debt collectors, and other businesses.

We are especially known for our work litigating cases and defending foreclosure. Our payment plans are among the most reasonable in the area. Our law firm is BBB Accredited and maintains an A+ Rating. Attorneys Doucet and Gerling are rated AV Preeminent by Martindale Hubbell and have been rated by SuperLawyers for years. Problems with a real estate transaction, or the need to bring a lawsuit to remedy a defect.

If someone lied to you, whether that was a seller or contractor, give us a call. We regularly help homebuyers with undisclosed defects they discovered after closing, as well as homeowners who hired a contractor that did not finish the job.
Services
Our firm hires smart lawyers who aggressively pursue claims on behalf of our clients.
Our firm's success is rooted in consistently working hard for each client to get the best deals we can.
This helps each of our clients with their individual case, but also as a whole.
When the other side knows we will not give up, they take each and every one of our cases seriously.
Many of our clients want to avoid foreclosure, while others need time to get back on track.
Others want to walk away but want to avoid a deficiency judgment or bankruptcy.
Troy Doucet and Andrew Gerling are AV-rated attorneys by Marindale Hubbell.
This is the best lawyer rating available through the peer-rated survey.
Troy and Andy have also been ranked in SuperLawyers as Rising Stars for several years.
Mr. Doucet recently earned SuperLawyer's best attorney ranking, SuperLawyer, for consumer law.
Doucet Gerling maintains an A+ rating with the BBB.
The firm remains Accredited through the BBB as well.
Our firm is known in many circles for our good work helping people.
Our clients want their problems solved and without filing bankruptcy.
They might be concerned about their credit, reputation, or want to avoid giving up property through bankruptcy.
Sometimes they can't qualify for bankruptcy due to the asset or income limitations under Chapter 7 and 13.
In any of these situations, we work hard to find solutions for our clients so they can avoid bankruptcy, usually by bringing the fight to the bank.
A good offense is key to getting the best kinds of results.
We actively litigate the cases we accept to help our clients.
A loan modification may or may not affect your credit score, depending on how the bank reports your loan.
If the bank reports the loan modification as "settled less than full amount" or "paying less than agreed, " then it will negatively impact your credit.
However, if your lender simply reports the change in payment and balance, then it may not affect your credit score.
You may want to talk to your mortgage company during the process to ask them how they report loan modifications to the credit scoring agencies.
There are a few ways to stop a sheriff's sale in Ohio, but they require some legal knowledge to apply.
The sheriff's sale/auction is one of the last steps in foreclosure.
Having a sheriff's sale/auction scheduled means that the bank has already filed a foreclosure lawsuit against you, served you, and obtained a judgment from the court to sell the property.
The sheriff's sale/auction allows the bank to sell your property for money, which it then applies to your loan.
If the sale price is not enough to cover the loan, you owe a "deficiency."
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