Bankruptcy lawyer Ronald S. Goldman represents clients from Rochester and Buffalo, New York, and throughout the surrounding region, including the towns of Brighton, Henrietta, Pittsford, Penfield, Greece, Chili, Fairport, Irondequoit, Farmington, Canandaigua, Newark, Warsaw, Perry, Springwater, Geneseo, Macedon, Batavia, Spencerport, Sodus, Williamson, Ontario and Webster; Monroe County, Wayne County, Yates County, Orleans County, Ontario County, Erie County, Allegany County, Niagara County, Wyoming County, Livingston County and Steuben County.
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If you are feeling overwhelmed by defaulted credit card debt, medical bills, or are facing wage garnishment or foreclosure, don't give up hope!
There may be a solution that will allow you to get a fresh financial start and move on with your life.
I practice bankruptcy law in Rochester, New York.
I am attorney Ronald S. Goldman and I help people like you.
For over 20 years, I have helped hundreds of people solve their overwhelming financial problems and obtain a fresh financial start by participating in the Federal programs of Chapter 7 and Chapter 13 bankruptcy.
There may be a solution that will allow you to get a fresh financial start and move on with your life.
I practice bankruptcy law in Rochester, New York.
I am attorney Ronald S. Goldman and I help people like you.
For over 20 years, I have helped hundreds of people solve their overwhelming financial problems and obtain a fresh financial start by participating in the Federal programs of Chapter 7 and Chapter 13 bankruptcy.
My goal is to answer your questions and help solve your overwhelming debt problems, particularly credit card debt.
With more than 20 years of bankruptcy experience, I am able to assess your financial situation and recommend a course of action if you seek relief from debt.
I work directly with my clients and I believe they obtain peace of mind knowing their debt situation is being handled by an experienced and knowledgeable bankruptcy attorney.
My goal also in representing you is to get the best possible result, with the minimum of expense, burden and expenditure of time as possible.
With more than 20 years of bankruptcy experience, I am able to assess your financial situation and recommend a course of action if you seek relief from debt.
I work directly with my clients and I believe they obtain peace of mind knowing their debt situation is being handled by an experienced and knowledgeable bankruptcy attorney.
My goal also in representing you is to get the best possible result, with the minimum of expense, burden and expenditure of time as possible.
It is no secret that the economy has been very sluggish the past few years and just when someone feels they are finally digging themselves out of debt, another major expense comes their way, whether it is a medical expense, an increase in your mortgage payment due to an adjustment in the interest rate, divorce, a wage garnishment or a major car repair.
Even if you are working full time or have two jobs, you simply can't make ends meet and you are just barely making your mortgage or rent payment.
Even if you are working full time or have two jobs, you simply can't make ends meet and you are just barely making your mortgage or rent payment.
Many people who call my office are surprised to know that Chapter 7 bankruptcy is still available now more than ever.
In fact, for many people it is the best solution in cases of overwhelming debt.
Through the Chapter 7 bankruptcy process, credit card debts, personal loans, medical bills, deficiency claims on repossessed vehicles, tuition and other types of debts are discharged.
A Chapter 7 debtor is permitted to get a "fresh financial start" and a chance to start again.
It is true that the bankruptcy laws were overhauled in 2005, making it harder for some people to file, but most people are still eligible.
In fact, for many people it is the best solution in cases of overwhelming debt.
Through the Chapter 7 bankruptcy process, credit card debts, personal loans, medical bills, deficiency claims on repossessed vehicles, tuition and other types of debts are discharged.
A Chapter 7 debtor is permitted to get a "fresh financial start" and a chance to start again.
It is true that the bankruptcy laws were overhauled in 2005, making it harder for some people to file, but most people are still eligible.
Chapter 12 of the Bankruptcy Laws (11 U.S.C. §1201, et sec.) is designed to assist individuals and families whose income primarily results from farming and fishing.
It is similar to Chapter 13 in that a plan is prepared by the debtor and presented to the Bankruptcy Court for confirmation, but it differs from Chapter 13 in that it affords benefits to farmers and fishermen unique to their financial situation.
Chapter 12 was added to the Bankruptcy Code by Congress by the Bankruptcy Judges, United States Trustees, and Family Farmer Bankruptcy Act of 1986.
It is similar to Chapter 13 in that a plan is prepared by the debtor and presented to the Bankruptcy Court for confirmation, but it differs from Chapter 13 in that it affords benefits to farmers and fishermen unique to their financial situation.
Chapter 12 was added to the Bankruptcy Code by Congress by the Bankruptcy Judges, United States Trustees, and Family Farmer Bankruptcy Act of 1986.
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